About Safeco Insurance
Safeco Insurance — formally known as Safeco Insurance Company of America — is a well-established property and casualty insurer that’s part of the Liberty Mutual Insurance family of companies. Safeco has been providing personal insurance solutions for decades and is known for offering customizable coverage, easy-to-use tools, and a nationwide network of independent agents, including Holt Insurance Agency.
Safeco focuses on helping customers protect what matters most — from vehicles to homes and more — with clear policy options and the flexibility to tailor coverage to individual needs.
What Safeco Insurance Covers
Safeco offers a broad range of insurance products designed to meet the needs of individuals and families. Coverage availability depends on your state and underwriting rules, but common policy types include:
Auto & Vehicle Insurance
Safeco’s auto insurance includes standard coverages such as:
Liability coverage — Helps pay for injury or damage to others if you’re at fault
Collision & comprehensive — Helps repair or replace your vehicle after covered losses
Uninsured/Underinsured motorist protection
Medical payments & personal injury protection (PIP)
Optional features like roadside assistance, rental reimbursement, and accident forgiveness
Safeco also offers coverage for motorcycles, RVs, motorhomes, and other specialty vehicles.
Home & Property Insurance
Safeco provides homeowners insurance policies that can include:
Dwelling coverage — Protection for the physical structure of your home
Personal property coverage — Helps replace belongings after covered losses
Liability coverage — Protects against legal and medical costs if someone is injured on your property
Additional living expenses — Helps with housing costs if your home becomes temporarily uninhabitable
Safeco also offers renters and condo insurance for those who don’t own a traditional home.
Other Coverage Options
In addition to auto and home, Safeco may offer:
Umbrella insurance — Extra liability protection that extends beyond standard policy limits
Boat & personal watercraft coverage
Personal articles or scheduled items insurance for high-value belongings
Working with an independent agent helps ensure you’re choosing the right mix of coverage and options for your situation.
Discounts & Ways to Save
Safeco offers a variety of discount opportunities designed to help lower your insurance costs, such as:
Multi-policy discounts when you bundle auto and home
Multi-vehicle discounts
Paid-in-full or automatic payment discounts
Safety device and anti-theft discounts
Good driver and usage-based insurance savings
Because discount eligibility depends on your individual profile, it’s helpful to work with an agent who can identify all the ways you might qualify.
Financial Strength & Reputation
As part of the Liberty Mutual group, Safeco benefits from strong financial backing and stability. Financial strength ratings from independent agencies help demonstrate an insurer’s ability to pay claims and support policyholders through both routine and challenging events.
Customer experiences with Safeco vary, but many policyholders appreciate its comprehensive coverage options, agent availability, and straightforward products.
Once your Safeco policy is active, you can manage many policy details easily:
For all other inquiries, including policy changes and questions, please contact us.
Pay Your Bill
Log in to your online Safeco Account
Call 800-332-3226
File A Claim
Visit the Safeco Claim Page
Call 800-332-3226
Obtain a Copy of Your Policy
Log in to your online Safeco Account
Your Online Account
Setting up your online account is the best way to interact with your insurance carrier.
Set up your online account on Safeco's website here or download the Safeco mobile app.
Why Work with Holt Insurance Agency
Choosing Safeco through Holt Insurance Agency gives you:
Tailored coverage guidance: We help you understand your options and build policies that match your needs.
Policy comparison: We can compare Safeco against other carriers to help you make the most informed choice.
Claims support: If you ever need to file a claim, our team can walk you through the process and advocate on your behalf.
Discount optimization: We help ensure you’re taking advantage of every discount you’re eligible for.
Because Safeco policies are distributed through independent agents, working with Holt Insurance Agency means you get local support paired with national coverage strength.
Have Questions or Need Help?
Whether you’re interested in Safeco coverage, ready to compare carriers, or want to review your current policy, we’re ready to help:
📧 service@holtinsuranceagency.com
Let Holt Insurance Agency help you protect what matters most with insurance that fits your life.