Your Insurance Agency in Franklin, Tennessee
Family-owned and independent since 1946. Real advisors, multiple carriers, and a team that answers, not an 800 number that puts you on hold.
Holt Insurance Agency
Family-owned and operated since 1946
Office in Franklin on Gen. George Patton Dr.
Advisors licensed in Tennessee
Independent - we shop multiple carriers
Coverage for how Williamson County actually lives
Home Insurance
Storm, hail, and tornado coverage built for Middle Tennessee weather, with honest talk.
Auto Insurance
Multi-car families, teen drivers, and the commute down I-65. Bundle with home and often save.
Umbrella & Liability
Extra protection for families with more to protect: pools, teen drivers, guests, and growing assets.
Boats, Motorcycles & Toys
From Percy Priest weekends to garage projects - including classic & collector cars through Hagerty.
Insurance advice that knows what a Franklin spring looks like
We live and work here, so we insure for what actually happens here. Spring hail that takes out a roof in Cool Springs. Straight-line winds through Berry Farms. The Harpeth coming up after a wet week - and the fact that flood damage is NOT covered by standard home insurance, which surprises a lot of new neighbors. Tornado season that doesn't keep business hours.
That local reality shapes the policies we recommend: dwelling limits that reflect what it actually costs to rebuild in Williamson County today, wind/hail deductibles you understand before the storm instead of after, and flood options for homes near the river - even outside the mapped flood zones.
We serve all of Franklin and Williamson County, including Cool Springs, Berry Farms, Westhaven, Fieldstone Farms, Leiper's Fork, and downtown Franklin.
Real people, one office, your account
When you call Holt Insurance, you get the same team every time: Jeremy and Keith Holt, Jen Kline, Ashley Childs, Susy McLawhon, Melissa Crane, Nick Lanni, Ashley Griffin and Carlos Lopez. You'll have a dedicated advisor from day one - and a service team that handles changes, ID cards, and questions without a phone tree.
Independent means we work for you, not one carrier
We quote your coverage across multiple carriers - including Nationwide, Travelers, Encompass, Foremost, Auto-Owners, and Hagerty for collector cars - and re-shop it when your renewal stops making sense. Which carrier prices Williamson County best changes; our job is knowing who it is right now.
Stop by our office or call!
Holt Insurance Agency
1894 General George Patton Dr. #700, Franklin, TN 37067
(615) 221-7094 | service@holtinsuranceagency.com
Frequently Asked Questions
-
We may be biased, but yes. Holt Insurance has been family-owned in Tennessee since 1946, our office is right here on General George Patton Drive, and as an independent agency we quote your auto coverage across multiple carriers instead of pushing one brand. Come compare.
-
A captive agent sells one company's products. An independent agency like ours shops several carriers and can move you when your carrier's pricing stops being competitive - without you starting over with a new agent.
-
It varies more than you'd think - by home value, roof age, deductible structure, and carrier. Middle Tennessee's hail and wind risk is priced in, and each carrier weighs it differently. The honest answer is a quote, which takes about ten minutes and is free.
-
Both - but you're never alone with an 800 number. When you have a claim, we get on the phone with the carrier together. It's the single thing our clients say they value most.
-
Usually, yes - and bundling often saves 10-20% depending on the carrier. We'll run it both ways and show you.
Fifteen minutes. Multiple carriers. One local team.
Get a free quote or a no-pressure review of what you have now - we'll tell you if what you've got is already right.