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About Main Street America Group (MSAG)

Main Street America Group (MSAG) is a mutual insurance organization providing a broad range of personal and commercial insurance products across the United States. MSAG is known for offering standard-market home, auto, business, and specialty insurance solutions through a network of independent agents. Their focus on local service and community-based underwriting has made MSAG a valued carrier for many policyholders.

Although Main Street America Group remains active in the insurance market, Holt Insurance Agency no longer writes new policies with MSAG. We continue to support clients who have existing MSAG coverage and can help you navigate your policy needs.

Contact Main Street America

What Main Street America Group (MSAG) Covers

Main Street America Group historically offered a variety of insurance products designed to protect individuals, families, and businesses. Coverage options may vary by state and underwriting territory, but typical offerings include:

Personal Insurance

  • Auto Insurance: Liability and physical damage coverage with optional features

  • Homeowners Insurance: Coverage for dwelling, personal property, liability, and additional living expense

  • Renters & Condo Insurance: Protection for personal property and liability for non-homeowners

  • Umbrella Insurance: Additional liability protection that extends over primary policies

These products provide foundational coverage for everyday exposures and help homeowners and drivers comply with state insurance requirements.

Commercial Insurance

Main Street America Group also provided commercial insurance solutions for small and medium-sized businesses, including:

  • Business Property Insurance: Coverage for physical assets and inventory

  • General Liability Insurance: Protection against legal liability and third-party claims

  • Commercial Auto Insurance: Coverage for business vehicles

  • Workers’ Compensation: Protection for employee workplace injuries

Each of these products was designed to help business owners manage risk while meeting state regulations and safeguarding operations.

Financial Strength & Reputation

Main Street America Group maintained financial ratings from independent agencies that reflected its longstanding stability in the insurance industry. Strong financial ratings can indicate an insurer’s ability to meet obligations to policyholders over time, including claims payment and ongoing service.

Customer experiences with MSAG varied by product and market, but many policyholders valued the company’s local underwriting philosophy and agent-centric distribution model.

If you currently have an active policy with Main Street America Group, you may continue to manage your coverage in the following ways:

For all other inquiries, including policy changes and questions, please contact us.

Pay Your Bill

File A Claim

Obtain a Copy of Your Policy

Your Online Account

Setting up your online account is the best way to interact with your insurance carrier.

Set up your online account on Main Street America's website here

Why Work with Holt Insurance Agency

While Holt Insurance Agency no longer actively writes new business with Main Street America Group, we can still assist you with your existing MSAG coverage. Here’s how we help:

  • Policy Review: We can review your current MSAG coverage and help you understand what’s included, what exclusions may apply, and how your policy works.

  • Billing & Claims Support: If you have questions about billing or need help navigating a claim, we can support you through the process.

  • Renewals & Transitions: We can clarify whether your coverage will renew, transition to another carrier, or require adjustments.

  • Alternative Options: If you’re considering switching carriers or updating your coverage, we can help you compare MSAG to current market options and find a solution that meets your needs.

As an independent agency, we work with a wide range of carriers — so you won’t be limited to just one option. Even if Main Street America Group is no longer part of our active writing portfolio, you still benefit from our expertise, guidance, and personalized service.

Have Questions or Need Help?

Whether you’re trying to understand your existing MSAG coverage, have questions about billing or claims, or are ready to explore new insurance options, we’re here to help.

📞 (615) 221-7094

📧 service@holtinsuranceagency.com

Let Holt Insurance Agency support you through policy questions, transitions, or finding the best coverage for your future needs.