Kemper logo in blue letters with red accent

About Kemper Insurance

Kemper Insurance has historically been a national provider of personal and commercial insurance products, including auto, home, and specialty lines. Over the years, Kemper operated through several affiliated companies and brands across the United States.

In recent years, Kemper has undergone strategic shifts — selling or discontinuing some of its insurance businesses and refocusing its portfolio. As a result, Kemper’s presence in certain lines and markets has changed significantly, and some Kemper brands have been absorbed, sold, or restructured under other carriers.

Because of these industry changes and the evolving nature of Kemper’s offerings, we are no longer writing new policies with Kemper Insurance at Holt Insurance Agency. However, many of the insurance solutions Kemper once provided remain relevant through successor carriers or alternative markets.

What Kemper Insurance (Historically) Covered

When Kemper was actively writing insurance, it offered a range of coverage options, including:

Personal Lines

  • Auto Insurance – Liability, collision, comprehensive, and optional coverages

  • Homeowners Insurance – Coverage for dwelling, personal property, and liability

  • Renters & Condominium Insurance – Protection for renters and condo owners

Specialty & Commercial Lines

  • Commercial Auto – Insurance for business vehicles

  • General Liability & Business Property – Coverage for small and mid-size businesses

Many policy features and coverages varied by state and brand under the Kemper umbrella. Because Kemper’s footprint has shifted over time, availability has changed depending on the market and product.

Industry Changes & Kemper’s Current Status

In recent years, insurance markets have evolved rapidly, and Kemper has restructured its portfolio by divesting certain business lines and exiting markets where it no longer sees sustainable long-term opportunities. As a result:

  • Some Kemper brands and books of business have been sold to other carriers

  • Certain Kemper products may now be under new ownership or administration

  • Kemper’s presence in personal insurance markets may be limited or no longer available in some states

If you currently hold a legacy Kemper policy, it’s important to know who is servicing your coverage today, as the carrier of record may have transitioned to a different underwriter.

If you have an active Kemper policy, controlling your coverage may involve interacting with the successor carrier that now administers your policy. Common tasks include:

For all other inquiries, including policy changes and questions, please contact us.

Pay Your Bill

File A Claim

Obtain a Copy of Your Policy

Your Online Account

Setting up your online account is the best way to interact with your insurance carrier.

Set up your online account on Kemper's website here or download the Kemper App.

Why Work with Holt Insurance Agency

Even though Holt Insurance Agency no longer writes new policies with Kemper, we can still help you with your insurance needs in the following ways:

  • Reviewing existing Kemper or legacy policies to clarify coverage and servicing

  • Helping you determine who the current servicing carrier is if the policy has been transitioned

  • Answering questions about billing, renewals, or claims — even if the policy has moved to another company

  • Comparing alternative carriers and coverage options that may better match your needs today

As an independent insurance agency, we work with multiple carriers and can help you evaluate the carriers and products available in the current market — not just legacy names — so you can make confident choices for your coverage.

If you’re unsure whether your existing Kemper policy is still active or if it has transitioned, we can help guide you through that process.

Have Questions or Need Help?

If you’re unsure about the status of a Kemper policy, need help reviewing legacy coverage, or want a fresh comparison of current carriers, we’re here to help.

📞 (615) 221-7094

📧 service@holtinsuranceagency.com

Let Holt Insurance Agency support you in understanding your insurance coverage and exploring the best options for your protection and peace of mind.