About Foremost Insurance Group
Foremost Insurance Group is a well-established specialty insurance provider that offers a broad range of personal and property insurance solutions tailored to unique needs. Founded in 1952 and headquartered in Caledonia, Michigan, Foremost became part of the Farmers Insurance Group of Companies in 2000, strengthening its financial backing and expanding its reach across the United States.
Foremost focuses on both standard and specialty coverages, making it a versatile choice for vehicles, homes, mobile homes, recreational vehicles, and other lifestyle-specific insurance needs. The company partners with independent agents — like Holt Insurance Agency — to provide personalized guidance and help policyholders find coverage that fits their individual circumstances.
What Foremost Insurance Covers
Foremost offers a wide range of insurance products that protect you from financial loss due to accidents, weather events, liability claims, and other unexpected incidents. Coverage options vary by state and product, but common policy types include:
Personal Insurance
Auto Insurance: Standard liability, collision, and comprehensive coverage — with options for roadside assistance, rental reimbursement, rideshare coverage, and gap coverage in certain cases.
Homeowners Insurance: Protection for your home’s structure, personal belongings, liability, and additional living expenses in the event of a covered loss.
Mobile Home Insurance: Specialized policies designed for mobile or manufactured homes with dwelling and personal property coverage.
Recreational Vehicles: Coverage for RVs, motorhomes, travel trailers, boats, motorcycles, and off-road vehicles.
Renters & Landlord Insurance: Tailored protection for tenants and property owners.
Foremost also offers additional specialty products and endorsements to help you customize your insurance based on your lifestyle and unique property needs.
Discounts & Ways to Save
Foremost provides opportunities for discounts and savings, including:
Multi-policy discounts when bundling auto and home or other insurance types
Flexible payment plans
Claims-free or safety-feature discounts
Other savings options depending on your coverage and qualifications
Working with an independent agent like Holt Insurance Agency can help you identify all the discounts you may qualify for and structure your coverage in a way that fits your budget and protection goals.
Financial Strength & Reputation
Foremost is known for a long history in the insurance industry and solid financial backing through the Farmers Insurance Group, including strong financial strength ratings and a broad network of agents across all 50 states.
Third-party reviews and industry data show a mix of customer experiences — Foremost is praised for its specialty coverage options and agent support but has varied customer service ratings in some markets.
Once your Foremost policy is in place, you can manage many aspects online or through your agent:
For all other inquiries, including policy changes and questions, please contact us.
Pay Your Bill
Log in to your online Foremost Account
Call 800-532-4221
File A Claim
Visit the Foremost Claims Page
Call 800-527-3907
Obtain a Copy of Your Policy
Log in to your online Foremost Account
Your Online Account
Setting up your online account is the best way to interact with your insurance carrier.
Set up your online account on Foremost's website here or download the Foremost App.
Why Work with Holt Insurance Agency
Choosing Foremost insurance through Holt Insurance Agency means you benefit from:
Personalized, local guidance: We help you understand your policy options and tailor coverage for your needs.
Coverage comparison: Our team will compare Foremost policies with other carriers to help you find the best fit.
Claims support: If you ever have to file a claim, we’ll walk you through the process and advocate on your behalf.
Discount optimization: We’ll help you explore all available savings opportunities and structure your policy for value and protection.
Our goal is to make insurance clear and manageable, giving you confidence that your coverage is aligned with your life and goals.
Have Questions or Need Help?
If you have questions about Foremost insurance, are ready for a quote, or want to review your current coverage, we’re here to help:
📧 service@holtinsuranceagency.com
Let Holt Insurance Agency help you protect what matters most with well-matched Foremost coverage.