Personal Articles Insurance in Tennessee

Your home insurance covers a lot, but it may not fully protect your most treasured possessions. At Holt Insurance Agency, we believe your valuables deserve the same personal attention you do. Since 1946, Tennessee families have trusted us to protect not just what they own, but the memories and milestones behind them.

Whether it’s your grandmother’s wedding ring, a prized guitar, or a rare art collection, we make sure the things closest to your heart are covered so you can enjoy them without worry.

What Does Personal Articles Insurance Cover?

  • Watch

    Jewelry

  • Fine Art

    Fine Art

  • Firearm

    Firearms

  • Instrument

  • Coins

    Collectibles

  • Camera

    Cameras

  • Handbags

Why Choose Holt Insurance Agency

Generations of Trust in Tennessee

Serving Tennessee families since 1946, our multi-generational legacy means stability, reliability, and deep local knowledge from Downtown Nashville to the countryside of Leiper’s Fork.

People, Not Policies

We build relationships, not transactions. You’ll talk to a real person who knows your name, your family, and what matters to your lifestyle.

Comprehensive Protection Made Simple

Bundle personal articles coverage with your home, auto, or umbrella for easy billing, unified service, and potential discounts! Ideal for families with lake houses or multiple vehicles.

Freedom to Focus on Fun

Spend time living; not worrying. Our tailored coverage and responsive support keep your mind on the road, not paperwork.

How Personal Articles Insurance Works: A Quick Overview

List Your Items:

Create a list of valuables you want to insure.

Get Appraisals:

We’ll guide you through getting accurate valuations.

Request Your Quote:

We’ll customize coverage for your needs and budget.

  • Yes, many policies include accidental loss coverage, which can protect you if an item is misplaced or destroyed.

  • In most cases, yes. Whether you’re at home in Knoxville or traveling abroad, your items can be covered.

  • Appraisals or purchase receipts are typically required to ensure accurate coverage amounts.

FAQs About Personal Articles Insurance

  • Absolutely. You can update your policy anytime as you acquire new valuables.

  • Premiums are usually affordable, especially compared to the cost of replacing high-value items out-of-pocket.

Bundle & Save: Get a Quote Today from Holt Insurance Agency

Brick building with "Holt Insurance Agency" sign, surrounded by trees and shrubs.

Did you know you can often save hundreds of dollars by bundling your policies? Many insurers offer multi-policy discounts when you combine:

At Holt Insurance Agency, we specialize in finding affordable solutions that don’t sacrifice coverage. Let’s explore how much you could save with a bundled quote tailored to Tennessee residents.

👉 Request Your Free Quote from Holt Insurance Agency

Protect your adventures and your wallet!

Get Covered Before the Unexpected Happens

Your valuables are more than things—they’re pieces of your life story. Let Holt Insurance make sure they’re protected with the care they deserve. Request your personal articles insurance quote today and experience the Holt difference: People, Not Policies.