Motorcycle Insurance

Riding Tennessee’s open roads deserves protection you can trust.

At Holt Insurance Agency, we put people, not policies first, getting to know you, your bike, and your life on the road. Whether you cruise the Smoky Mountains or dock at your lakehouse in Knoxville, we’ll craft motorcycle insurance that protects your freedom with a personal touch.

Why Motorcycle Insurance Matters

  • Liability Protection

    Liability protection in case you’re at fault in an accident

  • Collision Coverage

    Collision coverage for damage to your own bike

  • Comprehensive Coverage

    Comprehensive protection against theft, fire, and weather

  • UM/UI Coverage

    Medical and Uninsured/Underinsured motorist coverage to cover injuries and gaps

  • Equipment/Add‑Ons Coverage

    Accessory and custom parts coverage, important for high-value bikes or upgrades

  • Roadside Assistance / Towing

    Roadside assistance and towing to get you rolling again

Why Choose Holt Insurance for Your Ride

Generations of Trust in Tennessee

Serving Tennessee families since 1946, our multi-generational legacy means stability, reliability, and deep local knowledge from Downtown Nashville to the countryside of Leiper’s Fork.

People, Not Policies

We build relationships, not transactions. You’ll talk to a real person who knows your name, your family, and what matters to your lifestyle.

Comprehensive Protection Made Simple

Bundle motorcyle coverage with your home, auto, or boat for easy billing, unified service, and potential discounts! Ideal for families with lake houses or multiple vehicles.

Freedom to Focus on Fun

Spend time riding; not worrying. Our tailored coverage and responsive support keep your mind on the road, not paperwork.

How Motorcycle Insurance Works: A Quick Overview

1. Reach out for a quote

We assess your bike type, usage, modifications, and driving habits.

2. Review personalized options

Choose coverage levels, deductibles, and add-ons that fit your needs.

3. Ride with peace of mind

Enjoy confident coverage; claims handled by caring pros who know you.

  • Yes. Tennessee law requires at least liability coverage. But our plans go beyond legal minimums, giving you peace of mind on and off the road.

  • Bundling combines motorcycle with auto, home, or lakehouse insurance. Many Holt clients see noticeable savings, plus the value of having one person handling all your policies.

  • Absolutely. You can choose agreed value coverage for your bike, and add endorsements for custom parts so you’re covered for upgrades and aftermarket gear.

FAQs About Motorcycle Insurance

  • With comprehensive and collision coverage, you’re protected. We’ll walk you through claims, get you a fair settlement fast, and help you get back on the road.

  • Yes, we can apply lay-up credits if you store your bike during winter months, potentially reducing your premium significantly.

  • Simply call or request a quote online. We’ll match you with an agent who knows your Tennessee community and will walk you through your coverage options.

Bundle & Save: Get a Quote Today from Holt Insurance Agency

Brick building with "Holt Insurance Agency" sign, surrounded by trees and shrubs.

Did you know you can often save hundreds of dollars by bundling your policies? Many insurers offer multi-policy discounts when you combine:

At Holt Insurance Agency, we specialize in finding affordable solutions that don’t sacrifice coverage. Let’s explore how much you could save with a bundled quote tailored to Tennessee residents.

👉 Request Your Free Quote from Holt Insurance Agency

Protect your adventures and your wallet!

Ready to Ride with Confidence?

Your motorcycle deserves protection and so do you. Reach out to Holt Insurance Agency today for a free, personalized motorcycle insurance quote. Let us keep your adventures safe, so you can fully enjoy the ride. At Holt, we’re here for your family and your ride.