Dairyland logo with stylized text

About Dairyland Insurance

Dairyland Insurance is a specialty property and casualty insurer best known for providing non-standard and high-risk auto insurance solutions to drivers who may struggle to secure traditional coverage elsewhere. Dairyland operates in many states across the U.S. and works with independent agents to deliver tailored policies that help customers stay protected and compliant with state insurance requirements. 

Founded in the mid-20th century, Dairyland has grown its offerings and now serves drivers with a variety of unique needs — including those with past driving violations, lapses in coverage, or requirements for SR-22 filings.

What Dairyland Insurance Covers

Dairyland provides several types of insurance coverage designed to help drivers stay compliant and protected on the road. While the range of products can vary by state, common coverage options include: 

Auto Insurance

Dairyland’s auto insurance products include:

  • Liability Coverage: Helps pay for bodily injury and property damage if you’re responsible for an accident.

  • Collision Coverage: Helps repair or replace your vehicle after a covered accident.

  • Comprehensive Coverage: Protects against non-collision losses like theft, fire, or weather damage.

  • Uninsured/Underinsured Motorist: Provides protection if you’re hit by a driver without sufficient insurance.

  • Personal Injury Protection (PIP) and Medical Payments: Helps cover medical costs after an accident. 

In addition to standard coverage, Dairyland specializes in SR-22 and FR-44 filings, which many drivers need after violations or lapses in coverage. 

Other Vehicles & Specialty Coverages

Dairyland also offers policies for:

  • Motorcycles and Off-Road Vehicles

  • Non-Owner Insurance

  • Rental Reimbursement & Roadside Assistance

  • Custom or Special Equipment Coverage (e.g., aftermarket parts) 

Policies are flexible to help drivers find the right level of protection for their situation and driving history.

Who Dairyland Is Best For

Dairyland is often a strong option for drivers who may be considered non-standard or higher-risk. These include:

  • Drivers with past accidents or tickets

  • Those who need SR-22 documentation

  • Individuals with gaps in prior insurance

  • People with lower credit scores who still need reliable coverage 

While Dairyland can be a bit more expensive than some larger, “standard” auto insurers — especially for drivers with clean records — its ability to provide coverage when others may not makes it an important option in the market. 

Discounts & Ways to Save

Depending on your state and policy type, Dairyland may offer a variety of savings opportunities such as:

  • Multi-vehicle discounts

  • Defensive-driving course discounts

  • Flexible payment options

  • Low down payments and pay-as-you-go plans 

These savings can help make insurance more affordable, especially for customers with higher premiums due to driving history.

For claims, billing inquiries, or to obtain a copy of your policy, please contact Dairyland directly using any of the methods below.

For all other inquiries, including policy changes and questions, please contact us.

Pay Your Bill

File A Claim

Obtain a Copy of Your Policy

Your Online Account

Setting up your online account is the best way to interact with your insurance carrier.

Set up your online account on Dairyland’s website here or download the Dairyland’s App.

Why Work with Holt Insurance Agency

While Holt Insurance Agency no longer actively writes new policies with Dairyland Insurance, we are still here to help.

If you currently have a Dairyland policy — or were previously insured through Dairyland — our team can assist by:

  • Reviewing your current coverage and explaining how it works

  • Helping you understand policy changes, renewals, or cancellations

  • Assisting with questions about billing or claims

  • Exploring alternative insurance options that may better fit your needs today

As an independent insurance agency, we work with a wide range of carriers. That means we can help you compare Dairyland to other available options and determine whether a different insurer may provide better coverage, pricing, or long-term value based on your situation.

Our goal is to make sure you’re not left on your own — even if your insurance needs or carrier relationships change over time.

📞 (615) 221-7094

📧 service@holtinsuranceagency.com

Contact us any time — whether you’re shopping for a new policy or managing an existing one.