Classic Car Insurance in Tennessee
Your classic car isn’t just a vehicle, it’s a story on wheels; part investment, part passion, and always a source of pride. At Holt Insurance Agency, we’ve been helping Tennessee families protect their most valuable possessions since 1946. We know your classic deserves more than standard auto coverage, and our specialized policies are designed to safeguard every detail of your prized automobile.
What Is Classic Car Insurance?
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Classic Car Policies
Our coverage can include:
Agreed value protection so you’re paid the full insured amount in a covered total loss.
Spare parts coverage for hard-to-find components.
Flexible usage limits for occasional pleasure driving or special events.
Restoration coverage for vehicles undergoing work.
Optional roadside assistance for classic and antique cars.
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Why Standard Auto Policies Fall Short
Typical auto insurance is designed for daily drivers, not for rare or collectible vehicles. Without specialized coverage, you could face:
Payouts based on depreciated value instead of agreed value.
Limited parts availability during repairs.
Gaps in coverage while your car is in storage or restoration.
We partner with top-rated insurers who understand collector car values and the unique risks they face.
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Protecting Your Classic Car in Tennessee
Classic car ownership in Tennessee means planning for both sunny summer drives and safe winter storage. Our expertise covers:
Storage protection for barns, garages, or climate-controlled facilities.
Transport coverage when moving your car to shows or events.
Weather-related protection for hail, flooding, and wind.
Why Choose Holt Insurance
Generations of Trust in Tennessee
Serving Tennessee families since 1946, our multi-generational legacy means stability, reliability, and deep local knowledge from Downtown Nashville to the countryside of Leiper’s Fork.
People, Not Policies
We build relationships, not transactions. You’ll talk to a real person who knows your name, your family, and what matters to your lifestyle.
Freedom to Focus on Fun
Spend time riding; not worrying. Our tailored coverage and responsive support keep your mind on the trails, not paperwork.
How Classic Car Insurance Works: A Quick Overview
1. Reach out for a quote
We assess your classic car, usage, modifications, and driving habits.
2. Review personalized options
Choose coverage levels, deductibles, and add-ons that fit your needs.
3. Ride with peace of mind
Enjoy confident coverage; claims handled by caring pros who know you.
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Most insurers define a classic as being 20–40 years old, in good condition, and not used as a primary vehicle.
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We work with you and your insurer to set an agreed value that reflects the market and your investment.
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Policies are typically designed for occasional use, but we can tailor coverage to your needs.
FAQs About Classic Car Insurance
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Yes, many policies include restoration coverage for vehicles undergoing work.
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Absolutely, and multi-vehicle collections may qualify for extra benefits.
Bundle & Save: Get a Quote Today from Holt Insurance Agency
Did you know you can often save hundreds of dollars by bundling your policies? Many insurers offer multi-policy discounts when you combine:
At Holt Insurance Agency, we specialize in finding affordable solutions that don’t sacrifice coverage. Let’s explore how much you could save with a bundled quote tailored to Tennessee residents.
👉 Request Your Free Quote from Holt Insurance Agency
Protect your adventures and your wallet!
Get Started Today
Your classic car has a legacy. Make sure it has the protection to match. Holt Insurance can create a custom policy so you can keep enjoying every drive and every show with peace of mind.