Why are insurance rates increasing?

All insurance companies across the industry are having rate increases in the near future to compensate for the changes to our economy.

Reasons for increasing premiums:

• Rising costs of building homes

• Home labor rate increases

• Auto repairs price increases, 

• Surging cost of housing materials

• Auto part price increases  

Increase in Claims

We have also had a lot of growth in Middle TN and have been seeing higher than normal amounts of auto claims.  

Our Next Steps

We understand it is frustrating to have premium changes on your insurance renewals, and wish there was a way to avoid this happening. We will do our best moving forward to review your account and offer suggestions to maximize your coverage while keeping your insurance at a competitive price.  Thanks again for trusting us to service your insurance account!