Landlord Insurance in Tennessee

Protect your rental property and your peace of mind.

At Holt Insurance Agency, we know that your rental home, duplex, or multi-unit property is more than an investment, it’s part of your financial security. As a Tennessee landlord, you face unique risks from tenant damage to unexpected liability claims. Since 1946, families across our state have trusted us to safeguard what they’ve worked so hard to build. With us, you get more than a policy, you get a local partner who knows you by name.

What Does Landlord Insurance Cover?

  • Dwelling Coverage

    Protects the physical structure from fire, wind, hail, and other covered perils.

  • Landlord Liability

    Covers legal and medical costs if someone is injured on your property.

  • Loss of Rental Income

    Replaces lost income if your property becomes uninhabitable due to a covered claim.

  • Personal Property

    Covers appliances, tools, and furniture you provide for tenant use.

  • Optional Add-ons

    Such as vandalism, building code upgrades, or extended liability protection.

Why Choose Holt Insurance Agency

Generations of Trust in Tennessee

Serving Tennessee families since 1946, our multi-generational legacy means stability, reliability, and deep local knowledge from Downtown Nashville to the countryside of Leiper’s Fork.

People, Not Policies

We build relationships, not transactions. You’ll talk to a real person who knows your name, your family, and what matters to your lifestyle.

Comprehensive Protection Made Simple

Bundle landlord coverage with your home, auto, or umbrella for easy billing, unified service, and potential discounts! Ideal for families with lake houses or multiple vehicles.

Freedom to Focus on Fun

Spend time living; not worrying. Our tailored coverage and responsive support keep your mind on the road, not paperwork.

How Landlord Insurance Works: A Quick Overview

1. Reach out for a quote

We assess your needs, usage, and possessions.

2. Review personalized options

Choose coverage levels, deductibles, and add-ons that fit your needs.

3. Ride with peace of mind

Enjoy confident coverage; claims handled by caring pros who know you.

  • It’s not legally required, but most mortgage lenders will require it, and it’s the best way to protect your property and rental income.

  • No, tenants need their own renters insurance. We can help you provide information for your tenants.

  • Yes, but you need specialized coverage for Airbnb or vacation rentals. We’ll help you select the right policy.

FAQs About Landlord Insurance

  • Standard homeowners insurance typically excludes rental properties. Landlord insurance is specifically designed for rental risks.

  • Yes, bundling can simplify your coverage and may qualify you for multi-policy discounts.

Bundle & Save: Get a Quote Today from Holt Insurance Agency

Brick building with "Holt Insurance Agency" sign, surrounded by trees and shrubs.

Did you know you can often save hundreds of dollars by bundling your policies? Many insurers offer multi-policy discounts when you combine:

At Holt Insurance Agency, we specialize in finding affordable solutions that don’t sacrifice coverage. Let’s explore how much you could save with a bundled quote tailored to Tennessee residents.

👉 Request Your Free Quote from Holt Insurance Agency

Protect your adventures and your wallet!

Get Covered Before the Unexpected Happens

Your rental income and property value deserve the right protection. Let Holt Insurance Agency help you find the landlord policy that keeps you secure and stress-free. Contact us today!