In this insightful episode of the HIA Essentials podcast, host Keith Holt sits down with Dan Smith from Element Home Loans to demystify the home buying process. Together, they delve into the various types of loan options available to buyers and address the common barriers to entry faced by first-time homebuyers. Dan shares his extensive knowledge and practical tips on navigating the mortgage landscape, understanding different loan products, and overcoming credit and down payment challenges. Whether you’re a first-time homebuyer or a professional advising clients, this episode offers valuable insights to help you make informed decisions and achieve homeownership. Tune in to learn how you can take the first steps towards buying your dream home.